Silver Loan Calculator
Instantly calculate loan amount on your silver — jewellery, coins, or bars — based on today's live market rate.
🏦 Silver Loan Eligibility Calculator
500g
Estimated Silver Loan Amount
₹0
@ 75% LTV | Live Rate:
₹285,000/kg
How Is Silver Loan Amount Calculated?
Banks and NBFCs in India offer silver loans based on the current market price of silver per kg and its purity. The Loan-to-Value (LTV) ratio is typically up to 75% as per RBI guidelines. Our calculator applies the live rate to give you a real-time estimate.
Formula: Loan Amount = (Weight in kg × Purity × Silver Price/kg) × 75%
Silver Loan Interest Rates in India (2025)
| Lender | Interest Rate | Max LTV |
|---|---|---|
| Top NBFC 1 | 1.0% – 1.5% pm | 75% |
| Top NBFC 2 | 0.89% – 1.6% pm | 75% |
| Leading Bank 1 | 0.75% – 1.25% pm | 70% |
| Leading Bank 2 | 1.1% – 1.65% pm | 75% |
*Rates are indicative. Compare real-time lender rates →